Rental Program Overview

Initial Trial Period Rental Deposit covers first four (4) months of rent with no additional payment required. Following the 4-Month Trial Period, monthly auto-pay, rental/purchase installments will begin.  If all payments are current, Instrument may be returned at any time with no cancellation fees or further obligation.

Privacy and Security Statement

Rental Application is processed on a secure website hosted by third party servers with the latest security features. Your information is encrypted upon submission using a random IV with MCRYPT_RIJNDAEL_128 and MCRYPT_MODE_CBC symmetrical encryption.  We are committed to maintaining your private Information confidential and will restrict access to your non-public information to only those employees who need to know such information in order to obtain your credit report, service your account, or to enforce any term or condition of the Agreement.  Private information will not be shared with any other company as laid out in the authorization agreement.

Authorization Agreement

By completing the rental application you authorize Spotts Music Center to make whatever credit inquiries it deems necessary in connection with this credit application or in the course of review or collection of any credit extended in reliance on this application. All information set forth in this application is declared to be a true representation of the facts for the purpose of obtaining the credit requested and any willful misrepresentation on this application could result in criminal action. You have the right to request the information of the name and address of the consumer reporting agency that furnishes the credit report. You understand that all information provided is held in strict confidence and will not be shared with any other party outside of the application process herein described.

Auto-Pay Authorization

By providing your credit/debit card information, you elect to make initial and future payments due under the Rental/Purchase Agreement with the account listed.  This option authorizes Spotts Music Center to charge your debit/credit card account the total payment amount due upon the due date of said payment.  Initial monthly rental/purchase installments will begin four (4) months from the initial date of Agreement.  You are required to notify Spotts Music Center in writing or at 1-800-227-7690 to update the credit/debit card account information or to cancel this authorization.

Maintenance and Repair (M&R) Coverage

M&R Coverage will be extended to cover all necessary repairs, adjustments and labor necessary to keep the instrument in proper playing condition.  During the term of the Rental/Purchase Agreement, there will be no charge for services performed.  Damage that, in our judgment, could have only been caused intentionally is not covered and is Leasee’s responsibility to remedy.  The M&R coverage is free for the initial 4-month trial period.

Insurance Coverage

You are not required to purchase insurance or liability damage waiver against loss or damage to the rental property.  However, you are responsible for the condition of the instrument and may wish to do so for your protection.  Refer to your personal Homeowners/Renters Insurance Policy to determine extent of coverage or speak with your insurance agent.

Right to Return and Termination of Rental/Purchase Agreement

You may return the instrument to Spotts Music Center at any time and have no further obligations under the Agreement except to pay all rent due through the return date.  We will not refund any rental monies paid.  To return the instrument, contact Spotts Music Center at 1-800-227-7690 to obtain a return authorization then physically return the instrument with the case and all included accessories to the school music instructor or to a Spotts Music Center location or authorized representative.

Security Interest

Spotts Music Center will retain title to the instrument until all rental/purchase installments and related late charges have been made under the terms of the Rental/Purchase Agreement.  Spotts Music Center is granted a security interest in the instrument and accssories as security for payment of due amounts.

Granting of Permission

As the legal parent or guardian of the named student, you authorize any teacher or administrator of the school to release the instrument and/or any personal contact information to our authorized representative for any reason we find necessary to fulfill the specific terms of this Agreement.  This authorization is pursuant to the Family Education Rights and Privacy Act and any information obtained form any school representative will be governed by the aforementioned Privacy and Security Statement.


You are renting the instrument and will not own it until all regularly scheduled payments are made or the early purchase price obligations are met.  You do not have the right to keep the property if you do not make required payments or do not exercise the early purchase option.  Subject to your grace periods and reinstatement rights, the leassor may repossess the property if you fail to make payments as scheduled.  All specific rights, responsibilities and obligations will be detailed in the Band Instrument Rental/Purchase Agreement that will be mailed to you following account approval.


All new instruments are covered by the respective, standard manufacturer’s warranty.  As such, Spotts Music Center does not warrant the instrument against defects in workmanship and materials.  See Maintenance and Repair Coverage for additional information.